Equitable Reserve Association

The addition of riders to an insurance policy can tailor the plan to meet specific needs and provide low cost "extra" coverage.

Equitable Reserve offers these riders and/or benefits (age and base coverage requirements may apply):

• Living Need Accelerated Benefit Rider
  See your life insurance at work in the event of a terminal illness.
  Download Product Information (PDF)
  
  
• Critical Illness Accelerated Benefit Rider
  Provides a lump sum benefit to the Insured paid upon the first diagnosis of a covered critical illness.
  Download Product Information (PDF)
  
  
• Guaranteed Insurability Rider
  Allows for the future purchase of valuable additional insurance.
  Download Product Information (PDF)
  
  
• Disability Waiver of Premium Benefit Rider
  Disabled? You don't have to lose your protection.
  Download Product Information (PDF)
  
  
• Spouse and Child Riders
  Provide coverage for the entire family even with a tight budget.
  Download Product Information (PDF)
  
  
• Payor Death and Disability Rider
  Your child's plan can continue even in the event of your death or disability.
  Download Product Information (PDF)
  
  
• Accidental Death Benefit Rider
  Increases the benefit if death occurs accidentally.
  Download Product Information (PDF)
  
  

All forms are provided in PDF format and will require the Adobe Acrobat Reader.