Equitable Reserve Association

An annuity can provide protection against the possibility that an individual will live too long and outlive his or her accumulated assets. Most annuities have a buildup phase where deposits are made and values grow (tax deferred) and a payout phase where funds are received back. In the payout or settlement phase, annuities can be structured to pay an income for life, payments for a specific number of years, to pay a specific monthly amount until exhausted, or in a lump sum. Individual needs usually dictate the option selected.

Equitable Reserve offers a variety of flexible premium deferred annuities:

• Flexible Premium Deferred Annuity
  A retirement plan that can guarantee your income will never be outlived.
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